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Sejahtera Hub Financial Education
Thoughtful financial planning in Malaysia

Johor Bahru, Malaysia

Take a Thoughtful
Look at Your
Financial Life

Financial education shaped around the realities of life in your 40s and 50s. Whether you are approaching retirement, planning with a partner, or simply wanting to understand your options better — you are welcome here.

+60 7-364 8271
info@{{DOMAIN}}
200+ Participants Served
Explore a Programme See Our Programmes

What We Offer

Programmes Designed for Your Stage of Life

Each programme is built around the financial questions that tend to emerge in the 40s and 50s — not generic theory, but relevant, practical knowledge for where you are right now.

Couples Financial Alignment Session
RM 750

Couples Financial Alignment Session

A two-session guided conversation for couples who want to align their financial goals and habits. Covers joint versus separate account strategies, shared expense management, and retirement projections — plus a shared financial goals worksheet.

  • Joint & separate account strategies
  • Combined retirement projections
  • Shared financial goals worksheet
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Unit Trust Literacy Course
RM 1,350

Unit Trust Literacy Course

A three-session course demystifying unit trusts for the Malaysian investor. Covers fund types, fee structures, risk-return profiles, and fund fact sheet analysis. Includes a fund comparison workbook. No prior investment knowledge required.

  • Fund types & fee structure clarity
  • Risk-return profile interpretation
  • Fund comparison workbook included
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Holistic Wealth Planning Programme
RM 3,430

Holistic Wealth Planning Programme

Eight sessions covering every aspect of financial life for the 40-plus individual — cash flow, debt, insurance, investment, property, tax, retirement design, and estate preparation. Includes a personalised wealth blueprint and bi-monthly check-ins for one year.

  • Personalised wealth blueprint
  • EPF & estate preparation guidance
  • Bi-monthly check-ins for one year
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Why Sejahtera Hub

Education That Respects Where You Are

You have built a life, managed responsibilities, and made decisions with the information you had. Our role is to add to that — not to start from scratch.

Context-Aware Teaching

Our facilitators understand the financial landscape specific to Malaysia — EPF, ASNB, PDPA, unit trust regulations — so nothing feels out of context.

Small Group, Personal Attention

Sessions are kept deliberately small so that questions are welcomed, pace is respected, and your individual circumstances are acknowledged throughout.

Tangible Take-Away Materials

Every programme includes practical worksheets, workbooks, or a personalised blueprint document — something useful to refer back to after each session.

No Sales Pressure — Ever

We do not sell financial products. Our only focus is on your understanding, which means the information you receive is shaped entirely around your learning — not a commission.

Rooted in Johor Bahru

Based in Johor Bahru with deep familiarity of the local financial environment, regional property market, and cross-border financial considerations relevant to Southern Malaysia.

Ongoing Support Structure

Our Holistic Wealth Planning Programme includes bi-monthly check-in sessions for a full year — so the learning continues as your circumstances evolve.

Your Next Step

Ready to Take a Closer Look
at Your Financial Picture?

There is no obligation to decide anything on the first conversation. Reach out, tell us where you are, and we will suggest which programme — if any — might be a good fit for your situation.

Start a Conversation
+60 7-364 8271
info@{{DOMAIN}}

Common Questions

Things People Often Ask Us

We believe good questions are the start of good decisions. Here are the ones that come up most often.

Who are these programmes designed for?
Our programmes are built specifically for Malaysians in their 40s and 50s — a stage of life when many people have accumulated some assets, have responsibilities to manage, and are beginning to think seriously about what the next two or three decades will look like. You do not need to be wealthy or have a finance background to benefit.
Do I need any prior financial knowledge?
Not at all. Each programme is designed to build understanding from where you currently are. The Unit Trust Literacy Course, for instance, is explicitly structured so that someone with no investment background can follow along comfortably. What matters most is your willingness to ask questions.
Are sessions conducted in person or online?
We offer both in-person sessions at our Johor Bahru centre and video sessions for those who prefer to meet from home. Either format covers the same material. Many couples and individuals in the Klang Valley or further afield find the online format convenient. Just mention your preference when you reach out.
Can my spouse join the session with me?
For the Couples Financial Alignment Session, your spouse's participation is the whole point — it is designed as a two-person conversation. For the other programmes, a spouse or partner is welcome to join at no additional cost, as long as you let us know when booking so we can prepare materials for two.
What happens to my personal financial information?
Any financial details you share during sessions are kept strictly confidential and used only to make the education more relevant to your situation. We operate in compliance with Malaysia's Personal Data Protection Act 2010 (PDPA). Your information is never shared with third parties or used for product sales.
How do I choose between the three programmes?
A brief conversation with us usually makes this clear. In general: if you are a couple looking to get on the same page financially, start with the Alignment Session. If unit trusts specifically feel confusing or opaque, the Literacy Course addresses that directly. If you want a comprehensive view of your whole financial picture, the Holistic Programme is designed for that.
How do I arrange a session or get more information?
Simply use the contact form on this page, send an email to info@{{DOMAIN}}, or call us directly at +60 7-364 8271. We will get back to you within one business day to understand what you are looking for and suggest a path forward. There is no pressure in this conversation — it is simply a chance for both sides to see if we are a good match.

Find Us

Our Location

53 Jalan Wong Ah Fook, 80000 Johor Bahru, Johor

Reach Out

We'd Be Glad to Hear from You

Whether you have a specific question or simply want to understand if one of our programmes might suit you — an honest conversation costs nothing.

Contact Details

Address

53 Jalan Wong Ah Fook
80000 Johor Bahru, Johor
Malaysia

Working Hours

Monday – Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 1:00 PM
Sunday & Public Holidays: Closed

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